:root {
  --primary: #15527C;
  --primary-dark: #0E3A59;
  --accent: #E0A33B;
  --ink: #0F1B2D;
  --bg: #F4F6F9;
  --surface: #FFFFFF;
  --muted: #5C6B7F;
  --border: #E3E8EF;
  --success: #2E875A;
  --radius: 16px;
  --max: 1080px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--primary); text-decoration: none; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 22px; }

/* Header */
header.site {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255,255,255,0.9); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav { display: flex; align-items: center; gap: 14px; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 19px; color: var(--ink); }
.brand svg { width: 30px; height: 30px; }
.nav .spacer { flex: 1; }
.nav a.link { color: var(--muted); font-weight: 600; font-size: 14px; }
.nav a.link:hover { color: var(--ink); }
.btn {
  display: inline-flex; align-items: center; gap: 8px; justify-content: center;
  border-radius: 999px; font-weight: 700; font-size: 15px; cursor: pointer;
  padding: 12px 20px; border: 1px solid transparent; transition: transform .12s ease, box-shadow .12s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--primary); color: #fff; }
.btn-accent { background: var(--accent); color: #0F1B2D; }
.btn-outline { background: #fff; color: var(--ink); border-color: var(--border); }
.btn-sm { padding: 9px 15px; font-size: 14px; }

/* Hero */
.hero { padding: 70px 0 40px; }
.eyebrow {
  display: inline-block; background: rgba(21,82,124,0.08); color: var(--primary);
  font-weight: 700; font-size: 12.5px; padding: 6px 12px; border-radius: 999px; letter-spacing: .3px;
}
.hero h1 { font-size: 52px; line-height: 1.06; letter-spacing: -1.5px; margin: 18px 0 14px; }
.hero p.lead { font-size: 19px; color: var(--muted); max-width: 620px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.stats { display: flex; flex-wrap: wrap; gap: 36px; margin-top: 40px; }
.stat .n { font-size: 28px; font-weight: 800; color: var(--primary); }
.stat .l { font-size: 13.5px; color: var(--muted); }

/* Sections */
section.block { padding: 54px 0; }
section.block h2 { font-size: 32px; letter-spacing: -0.6px; margin-bottom: 8px; }
section.block p.sub { color: var(--muted); font-size: 16px; margin-bottom: 30px; max-width: 640px; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 24px; transition: transform .15s ease, box-shadow .15s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 18px 40px rgba(15,27,45,0.08); }
.card .ic {
  width: 44px; height: 44px; border-radius: 12px; display: flex; align-items: center; justify-content: center;
  background: rgba(21,82,124,0.10); color: var(--primary); margin-bottom: 14px; font-size: 22px;
}
.card h3 { font-size: 18px; margin-bottom: 6px; }
.card p { color: var(--muted); font-size: 14.5px; }
.step-n { font-weight: 800; color: var(--accent); font-size: 14px; }

/* App links band */
.appband {
  background: var(--ink); color: #fff; border-radius: 22px; padding: 40px;
  display: flex; flex-wrap: wrap; align-items: center; gap: 24px; justify-content: space-between;
}
.appband h2 { color: #fff; font-size: 28px; }
.appband p { color: rgba(255,255,255,0.78); margin-top: 6px; }
.store { display: flex; flex-wrap: wrap; gap: 12px; }
.store .badge {
  display: inline-flex; align-items: center; gap: 10px; background: #fff; color: var(--ink);
  border-radius: 12px; padding: 10px 16px; font-weight: 700; font-size: 14px;
}
.store .badge small { display: block; font-weight: 500; font-size: 11px; color: var(--muted); }
.soon { opacity: 0.55; }

/* Legal pages */
.legal { padding: 40px 0 70px; max-width: 760px; }
.legal h1 { font-size: 36px; letter-spacing: -0.8px; margin-bottom: 6px; }
.legal .updated { color: var(--muted); font-size: 13px; margin-bottom: 28px; }
.legal h2 { font-size: 20px; margin: 26px 0 8px; }
.legal p { color: #25303f; font-size: 15px; margin-bottom: 8px; }
.legal a { font-weight: 600; }

/* Footer */
footer.site { border-top: 1px solid var(--border); padding: 30px 0; margin-top: 30px; color: var(--muted); font-size: 14px; }
footer.site .row { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; }
footer.site a { color: var(--muted); font-weight: 600; }
footer.site .spacer { flex: 1; }

@media (max-width: 760px) {
  .hero h1 { font-size: 38px; }
  .grid { grid-template-columns: 1fr; }
  .nav a.link { display: none; }
}